5 things Your Home Insurance Covers

You might be surprised to learn how much your home insurance covers. For example, home insurance frequently covers Additional Living Expenses (ALE) to pay accommodation, food, and even pet boarding if a fire, flood, or burst pipe renders your home uninhabitable. In addition, many policies cover unexpected appliance failures brought on by power surges, identity theft recovery expenses ranging from $25K to $50K, damage from wildlife, such as raccoons gnawing cables, and storm- or accident-related landscape repairs, usually up to 5% of your home coverage. Make sure you're optimizing your coverage by reviewing your home insurance policy or speaking with an expert to unearth these hidden perks.


Pro Tip: To make claims easier in the future, list your possessions now and inquire about special provisions from your insurer, such as protection against identity theft or damage from wildlife. For additional information and to take maximum use of your home insurance benefits, visit PolicyBazar.

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